HOME BUYER ESSENTIALS
Making the decision to buy is the first step in your home buying journey. So, how do you know when it’s the right time? We’re here to help you prepare to take the leap.
You might be curious about what elements contribute to your monthly home payment beyond the mortgage itself. With the assistance of a reliable calculator, you can accurately determine your monthly payment for any home, regardless of its listing price.
Discovering the perfect home often resembles the search for a needle in a haystack. Delve into various home types, master the art of online home searching, and discover the key strategies to support your agent in securing your dream home.
Imagine your ideal home. How many beds/baths does it have? How big is the backyard? How close is it to the local park? Use our Wish List to guide you in your search.
Without knowing the names of the different architectural styles of houses, trying to describe the home you’re looking for to your agent can be a challenge. Check out our complete list of architectural styles, from A-Frame to Victorian.
Agents have direct access to the Multiple Listing Service (MLS), where they can explore the vastest network of available listings and receive up-to-date alerts on open houses. Talk to a Windermere agent today to begin your home search: Connect with One Of Our Agents
Moving can be stressful, whether you’ve just sold your home or it’s still on the market. Follow these tips to make your move as smooth as possible.
What is pre-approval?
Getting pre-approved will kickstart your home buying process. It will give you a better idea of how much you can borrow, your estimated monthly mortgage costs, and what interest rates you can expect on your loans. When sellers see you’ve been pre-approved, they know to take your offer seriously.
WHAT NOT TO DO After Pre-Approval
Yes, getting pre-approved is a productive first step in buying a home. But once you’re pre-approved, there are certain actions that can derail your buying process. Here are 5 Mistakes to Avoid After Pre-Approval.
What are the different types of mortgages?
You need the right financing to buy a home, but different mortgages have different characteristics. Learn more about the Different Types of Home Loans for Buyers to help you decide which is right for you.
what does it cost to buy a home
Some expenses that come with buying a home are easier to account for than others. Knowing the costs of the buying process will help you budget for a home purchase. Here are 10 Costs Associated with Buying a Home.
Do I have to put twenty percent down?
When it comes to making a down payment, it isn’t twenty percent or bust. Granted, lenders view a twenty percent down payment as less risky and therefore won’t require you to purchase private mortgage insurance (PMI), but if a lump sum payment of that size isn’t in the cards for you, you’re not out of luck. Learn about how private mortgage insurance (PMI) and other alternative financing options can create a path to homeownership.
Do I need homeowners insurance?
If you have a mortgage, your lender will likely require you to purchase homeowners insurance. Read more on The Importance of Homeowners Insurance to understand what a typical homeowners insurance policy covers and how much coverage you need.
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